Bersama Capital Sdn Bhd is the licensed insurance and takaful agency arm of the BERSAMA Group, officially registered under the General Insurance Association of Malaysia (PIAM) and the Malaysian Takaful Association (MTA).

The company is an authorised agency representing leading insurers and takaful providers, including Etiqa General Takaful Berhad, Takaful Ikhlas General Berhad, Zurich General Insurance Malaysia Berhad, and Etiqa General Insurance Berhad.

Beyond traditional agency services, Bersama Capital operates as a professional consultation house, delivering comprehensive insurance and takaful advisory solutions. The company serves thousands of active customers, with a strong presence in corporate portfolio management. Unlike conventional agencies that focus primarily on sales, Bersama Capital adopts a holistic approach — designing and optimising total customer portfolios to maximise value, protection, and long-term benefits.

In addition, Bersama Capital functions as a central talent development hub within the Group. It actively trains and develops professional consultants and skilled manpower, supplying high-quality talent across various BERSAMA entities to support continuous growth and operational excellence.